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Personal Lines

Working with retail agents nationwide, Amwins' underwriting team delivers personal lines insurance coverage for a wide variety of risks — across a wide variety of markets. 

We add a personal touch to personal lines insurance 

Your personal lines clients need niche coverage options. And they need it in a time-sensitive fashion, without any lapses in communication. As a retailer, you're responsible for securing coverage for your clients' hard-to-place risks — yet without the right relationships or market access, you might be left scrambling to address their immediate business challenges. If you're at a loss about where to begin, Amwins has you covered. 

As the largest wholesale broker in the U.S., Amwins provides access to best-in-class and exclusive personal lines markets to help our retail partners gain a competitive edge for their clients. Unlike brokers who take a one-size-fits-all approach to securing coverage, our local underwriters are exclusively dedicated to personal lines insurance, working alongside you for hard-to-place risks — and even-harder-to-satisfy clients. 

With both admitted and non-admitted markets, as well national and international carriers, Amwins works to place policies as either standalone coverage or part of a larger package.

From luxury homes to valuable articles and nature-based perils, our personal lines insurance safeguards your clients against the risks they've anticipated — as well as those they haven't. 

Personal lines areas of specialty


  • Builder's Risk
  • Coastal E&S
  • Condo Unit Owners
  • Dwellings (1-4 Family Rental, Vacant)
  • Farm & Ranch
  • Flood (primary and excess)
  • High Net Worth Admitted/Family Office
  • High Value Vehicles
  • Umbrella/CPL
  • Vacation Rentals
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Hard-to-place risks

From homes with claim activity to coast, brush and forested properties, Amwins assesses hard-to-place risks with the goal of finding the coverage your clients need.


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International network

Amwins' international arm — Amwins Global Risks — places coverage in worldwide markets for your clients when their needs extend beyond domestic territories.  
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Underwriting expertise

With underwriters solely focused on personal lines insurance, who average more than a decade of experience, you can rest assured your clients' coverage is in capable hands.